Guides
Guides
FTC dealer compliance software features compared: the matrix
DealSafe
Disclosure: DealSafe publishes this comparison and is one of the vendors in it. Facts about other vendors come from their own websites and announcements as of October 28, 2026, with sources listed at the end. If something is out of date, write to support@dealsafe.com and we will correct it.
In short: This is the table. Each row is a requirement of the Safeguards Rule or the Red Flags Rule, or a feature dealers ask about. Each cell is what the vendor publishes, as of October 28, 2026. "Yes" means the vendor's own site describes it; "partner" means the vendor says a named partner delivers it; "no" means the vendor describes the product as not doing it; "not published" means we could not find it either way.
Safeguards Rule elements
| Requirement | DealSafe | ComplyAuto | KPA Vera Suite | Mosaic | Helion | 700Credit | Dealertrack |
|---|---|---|---|---|---|---|---|
| Written information security program | Yes | Yes (policy builder) | Yes | Yes (Administrative Safeguards) | Yes (managed) | No | No |
| Qualified Individual support | Yes | Not published | QI training course | QI learning path | Not published | No | No |
| Risk assessment, periodic | Yes | Yes (guided) | Yes | Yes | Yes (continuous) | No | No |
| Access controls and MFA guidance | Yes (checklist, evidence; PII locked by role in the product) | Yes (MFA, device encryption) | Yes | Technical Safeguards, $18 per user | Yes (managed) | No | No |
| Monitoring and testing | Testing calendar, vendor coordination | Pen tests, scans, phishing sims | Pen tests, scans, phishing sims | Vulnerability scanning | Annual pen test, semi-annual scans | No | No |
| Training with logs | Yes, role-based, assigned at hire | Yes | Yes, completion tracking | Yes | Listed, detail not published | LMS | No |
| Vendor oversight register | Yes | Yes, with e-sign | Yes, contract library | Yes, service-provider portal | Vendor evaluation | No | No |
| Incident response plan | Yes | Yes, with breach-notification builder | Yes | In ISP template | Not published | No | No |
| Annual board report | Yes, one click | Yes, one click | Yes, from the system | Executive reporting | Action-item reports | No | No |
Red Flags Rule and the deal
| Feature | DealSafe | ComplyAuto | KPA Vera Suite | Mosaic | 700Credit | Dealertrack | Informativ |
|---|---|---|---|---|---|---|---|
| Written ITPP, kept current | Yes | Not published | Not published | Red Flags policy and course | No | No (not the entirety of a program, per terms) | Not published |
| Identity verification per deal, before funding | Yes (The Desk and above) | Partner (Informativ) | Partner (700Credit) | Partner (Gather, Aura) | Yes, in the pull | Yes, in the portal | Yes |
| Document authentication | Yes | Partner | Partner | Partner | Yes | Yes, with selfie, fee applies | Yes, 250+ formats |
| Red Flags screening on every deal | Yes | DealCheck Ai audit, $0.10 per check | Tracking; partner for screening | Audit | Yes | Yes | Alerts |
| OFAC | On demand | In DealCheck Ai | Tracking; partner | Not native | Yes, per transaction | Yes, preliminary match | Free lookup link |
| Adverse action notices | Not offered | Not published | Partner (700Credit) | Not published | Yes, printed or mailed | Yes, with mailing service | Not published |
| Customer intake and application | Yes, on the buyer's phone or iPad | Not published | Not published | No | QuickApplication | Credit application portal | Yes |
| Lender delivery | DealerTrack and RouteOne, CUDL to follow | Not published | Not published | No | Via partners | Is the portal | Not published |
| DMS connection | Never connects | "DMS-agnostic" | Not published | Not published | 250+ integrations | Cox products | "Integrations" page |
Scale, evidence and commercial terms
| Item | DealSafe | ComplyAuto | KPA Vera Suite | Mosaic | Helion | 700Credit | Dealertrack |
|---|---|---|---|---|---|---|---|
| Multi-rooftop view | Yes (The Group) | Cross-store score | Multi-Rooftop Intelligence | Multi-store portal | Not published | Yes | Multi-store reporting |
| Evidence export | Yes, Book of Evidence, 48-hour standard | Not published | Not published | Not published | Reports | No | Document storage |
| Buy-sell diligence package | Yes (The Group) | Not published | Not published | Not published | Not published | No | No |
| Price published | $399, $699, $999 per rooftop per month | No; $0.10 per check | No | $150 to $1,000 per store per month | No | No | No, fees per transaction |
| Setup fee | None | Not published | Not published | Not published | Not published | Not published | Not published |
| Term | 12 months, billed monthly | Not published | Not published | Not published | Not published | Not published | Master Subscription Terms, not public |
| Data at exit | Full export, in the agreement | Not published | Not published | Not published | Not published | Not published | Not published |
| Says what it does not do | Not a law firm, IT provider, desking tool, bureau or lender | Not published | IT controls referred to partners | Not a law firm | Dealers only | Not published | Not a complete Red Flags program |
Notes on reading the matrix
- A "partner" cell means a second contract, a second login and a second place the evidence lives. That is not a flaw; it is a cost to put in the comparison.
- A "not published" cell is a question for the demo, not a verdict. Ask the vendor to put the answer in writing.
- Pricing cells quote the vendor's page on the day. Third-party price estimates for quote-only vendors exist and are not used here.
This article is general information, not legal advice, and not an endorsement of any vendor. Talk to your counsel about which obligations apply to your store.
Sources: the vendor pages listed in Best compliance platforms for auto groups in 2026 and Best dealer compliance software compared for 2026. All accessed October 28, 2026.
About the author
Written by the DealSafe team. DealSafe is the dealer compliance program founded by Dallas Tyrrell and run on the founder's own rooftops at Tyrrell Auto Centers, Wyoming's oldest dealership group. Questions and corrections: support@dealsafe.com.
See also
The buyer's guide · FTC Safeguards Rule program for dealers · Red Flags and ID verification · Published pricing
